Meet Marcel Plum.
Financial clarity for expats in Germany.
With over 25 years of experience in banking and financial consulting, Marcel Plum helps international professionals understand insurance, investments, retirement, tax-related planning and real estate financing in Germany — clearly, personally and step by step.
Free and non-binding. Available online or in person by arrangement.
Marcel Plum
Founder of German Sherpa. Swiss Life Select partner. Financial consultant for expats, families and international professionals in Germany.
Personal financial guidance for your life in Germany.
Germany’s financial system is strong, but for expats it can feel difficult to navigate. Health insurance, pensions, investments, property financing, tax-related planning and long-term protection often come with complex rules and German-only documents.
Marcel helps you understand what matters, what can wait and how your financial setup should be structured around your life in Germany.
Why clients work with Marcel
- ✓Specialized in expat financial needs since 2015
- ✓25+ years of experience in banking and financial consulting
- ✓Personalized strategies for insurance, investments, retirement and real estate
- ✓Certified partner of Swiss Life Select and selected German providers
- ✓No obligation, transparent process and clear explanations
Get to know Marcel and German Sherpa.
Watch the short intro and see how German Sherpa helps expats make better financial decisions in Germany.
What you get in your consultation.
Your first session is designed to give you clarity, structure and practical next steps — without obligation.
Financial Review
Review your current financial setup in Germany, including contracts, income, protection and savings structure.
Tax-Related Orientation
Understand potential tax-saving opportunities and where separate tax advice may be useful.
Investment Options
Discuss ETFs, pension structures, ELTIFs, private equity and investment solutions tailored to your goals.
Insurance Advice
Get orientation on health insurance, liability, legal insurance, income protection and family protection.
Real Estate Financing
Understand mortgage options and financing strategy for buying property in Germany as an expat.
Clear Action Plan
Leave with a clear overview of priorities, next steps and what should be optimized first.
From Indian families to international executives.
Marcel works with software engineers, automotive experts, researchers, PhD students, young families and international professionals who want to feel financially at home in Germany.
Typical client backgrounds include IT, engineering, consulting, research, finance, healthcare, automotive and international business.
Good fit if you want help with
- ✓Health insurance and protection in Germany
- ✓Investments, ETFs, pensions and retirement planning
- ✓Real estate financing and property strategy
- ✓Family protection and long-term security
- ✓A structured financial roadmap instead of fragmented advice
Great to see you here.
One of your friends already works with Marcel Plum — and now you can also get clear financial guidance for your life in Germany.
How Marcel can help you too
As an experienced financial advisor, Marcel supports expats in Germany with insurance, investments, retirement, tax-related planning and real estate financing — tailored to your needs, explained clearly in English and focused on your long-term interests.
- ✓Simple explanations in friendly English
- ✓Personal guidance based on your goals and budget
- ✓No hidden fees, no sales pressure, no rushed decisions
- ✓Support for insurance, investments, real estate and pensions
Simple process. Clear next steps.
Book your session
Choose a time that works for you and tell us briefly what you would like to clarify.
Review your situation
Marcel reviews your setup and explains your options clearly and without pressure.
Get your roadmap
You receive practical next steps for insurance, investments, real estate or financial planning.
Clear guidance feels different.
Clients often say the biggest benefit is finally understanding the German financial system in simple language.
“I finally understood how German insurance works — and what I really need.”
“Marcel gave me clarity on how to invest as a foreigner in Germany.”
“His advice was honest, personal and tailored to my situation.”
Book your free 1:1 consultation with Marcel Plum.
The sooner you start, the easier it becomes to structure your financial life in Germany. Your personal consultation is free, non-binding and focused on clarity.
Clarity Starts With Structure.
We advise expats who live and work in Germany.
