Real estate
Buying property and getting a mortgage as an expat in Germany
Expats can finance a home or an investment property in Germany. Start here to see what banks look at and what to plan for.
Book your free Financial Clarity CallKey questions
What to clarify first
Can you get a mortgage
Banks look at income, residence status, equity and job stability. With the right preparation, many expats can finance a property.
Costs beyond the price
Plan for purchase costs and ongoing costs, not only the price of the property.
Live in it or rent it out
Buying to live in and buying to let have different financing, tax and risk profiles.
Insurance and protection
Homeowner, building and landlord cover protect your investment and your income from it.
Guides
Read more
Home loan in Germany
How mortgages work for expats.
Home loan with a Blue Card
Financing a home with a Blue Card.
Invest in real estate
Property as a capital investment.
Homeowner insurance
Cover for owners.
Home insurance and flood cover
Why to review natural hazard cover.
Landlord legal insurance
Protection for owners who rent out.
Private loan
Borrowing options for expats.
Building society savings agreement
Savings linked to later financing.
Next step
Talk to us about your situation
30 minutes, free, no obligation. The consultation is free for you; we are paid by the provider only if you sign a product. See how we work and how we are paid.
Book a callGeneral information, not tax or legal advice. Rules depend on your personal situation.
