Get your free German bank account.
Benefits of the Free DKB Current Account for Employees & Students
DKB is an official partner of Swiss Life Select & German Sherpa
The benefits of the current account
No account maintenance fees
The first current account is free for all customers if they receive at least 700 euros per month or for anyone under the age of 28.
Open an account in 5 minutes
Apply for your account online in 5 minutes and verify your identity with your smartphone using Video-Ident.
Free Visa debit card
With the Visa debit card, you can pay securely and conveniently without an annual fee with direct debit – also with Apple Pay / Google Pay.
Withdraw money
Withdraw money from ATMs almost anywhere in Germany and worldwide free of charge with active status.
Pay worldwide
Pay worldwide free of charge with active status, wherever Visa is accepted.
Overdraft interest
The overdraft interest rate is 9.28% per year (variable) – with active status 8.68% per year (variable).
- Online Banking & Mobile App
- Modern, user-friendly online banking
- Powerful mobile app with all essential functions
- Real-time transfers and push notifications
- Digital account opening in just a few minutes
Security and Service
- Deposit protection according to German and EU directives
- Customer service via phone, email, and chat
- High security standards for online banking
- Comprehensive fraud prevention and 24/7 card blocking
The free DKB current account offers employees and students the perfect combination of cost efficiency, flexibility, and modern banking functions for both professional and personal everyday life.
